Dallas VA Loan Officer | Zero Down Payment Home Loans for Veterans

Book A Call Mortgage Guide

Meet Carlos Sturrock, Your Dallas VA Loan Expert

I’m more than just a mortgage broker—I’m a guide, strategist, and educator in your homebuying journey. As a husband and father of two, I understand what it means to want stability, clarity, and a future you can be proud of.

My approach is simple: education first, no pressure, honest answers, and fast service. Whether you’re a first-time homebuyer or purchasing your fifth home with VA benefits, I’ll help you understand every option and make confident decisions.

NMLS #2012593 | HomeTown Lending NMLS #2712965

Why veterans choose to work with me:

  • Local presence in Dallas-Fort Worth
  • 24-48 hour pre-approval turnaround
  • Closings in as fast as 8 days
  • Direct communication—no call centers
  • Deep expertise in VA loan guidelines
Meet Carlos

Download Your Free VA Home Buyer's Guide

VA loans are an exclusive benefit for U.S. military veterans, active-duty service members, certain members of the National Guard and Reserves, and eligible surviving spouses. Guaranteed by the Department of Veterans Affairs, they’re one of the most powerful tools in the mortgage market and often the smartest financial choice for those who qualify.

The standout feature? No down payment required. That means you can finance 100% of the home’s value without private mortgage insurance (PMI), saving you thousands upfront and hundreds per month compared to other loan types. VA loans also have competitive interest rates, often lower than conventional rates, which can save tens of thousands over the life of the loan.

DOWNLOAD FREE VA GUIDE